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Since insurance plans differ greatly, we strongly encourage you to check with your insurance company to verify what mental health benefits are provided.
  • Inquire if there is a deductible.  A deductible requires a definite amount of out-of-pocket expenses that you must meet before the insurance company will begin coverage.  Find out how much that amount is and if it has been met.
  • Inquire if you need pre-authorization.  Pre-authorization requires that you call the insurance company before you begin counseling in order to obtain a pre-authorization number.  Bring this number with you to your first visit.
  • Inquire if there is a co-pay.  A co-pay is the amount your insurance company requires that you pay for each session.

Record the information you receive and have this information handy when you call to make an appointment and when you see your counselor for the first time.

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